License Agreements

License Agreement iTunes

License Agreement for Gatekeeper Mobile App

Last update: 30 June, 2015

Legal relationship and Service

1. By downloading, installing and/or using the present Mobile Application (the "Application") you agree to be bound by the present License Agreement (the "License Agreement"). This is an Agreement between you and LEUPAY Ltd, London, UK, (hereinafter referred to "we", "us", "our" or "Developer") and not with Apple Inc. or any party related to it. Apple Inc. is not responsible for the Application and the content thereof. Your use of the Application is subject to the present License Agreement. The use of the services for e-money, accounts for e-money and all payments services, are not subject to this Agreement, but are subject to the respective Legal Agreements for the Services, including Privacy Policy, which you have agreed with upon registration of the respective Service.

2. This application is a software product designed for operating systems of mobile devices. It is an application that implements OTP authentication method. The app provides a six-digit one-time password which users should enter in addition to their username and password to log into the their accounts and to verify different kind of operations. The software needs Internet for update from time to time.

Install and Uninstall the Application

3. You may only download and install the Application through APP Store or other software provided by Apple Inc. or its affiliated group companies in accordance to the respective applicable Terms of Service. Any other way of obtaining, copying, downloading or installing the Application shall be unauthorized and subject to legal enforcement measures, including prosecution.

4. You may uninstall the Application at any time as follows:

• Touch and hold the Gatekeeper Application icon on the screen until the icon starts to jiggle;
• Tap (X) in the corner of the icon of the Application you want to uninstall;
• Tap Delete and then press the Home button.

Use of the Application

5. We grant you the right to use the Application only for your personal use on an iPhone/iPad/iPod iOS product that you own or control and as permitted by the Usage Rules of the respective service provider. You may not copy, modify, publish, provide to third parties, or otherwise commercialize the Application or any information or software associated with it. You may not rent, lease or otherwise transfer rights to the Application. You may not use the Application in any manner that could impair any our site, including without limitation the website or platform or mobile app for the account service, which you are using, in any way or interfere with any third party's use of any our site.

6. You shall use the Application in compliance with this Legal Agreement. Your right to use the Application will terminate immediately if you violate any provision of this License Agreement or other legal agreements, related to this Agreement. We are entitled to immediately block or limit your access to the Application. Apple Inc. has no obligation whatsoever to furnish any maintenance and support services with respect to the Application

7. YYou must keep your password for access to the Application in complete confidentiality and under no circumstances you must not disclose it to other people, including relatives, colleagues or friends. Loss or theft of your device and your password for access to the Application may cause damages for which you are liable.

Application related claim

8. Apple Inc. is not responsible for addressing any claims by you or any third party relating to the Application or your possession and/or use of the Application, including but not limited to: (a) product liability claims; (b) unauthorized access compensation claims; (c) any claim the Application fails to conform to any applicable legal or regulatory requirement; and (d) claims arising under consumer protection or similar legislation.

Intellectual Property Rights

9. We own, or are the licensee to all rights title and interest in and to the Application, including all rights under copyright, trade secret, trademark, or competition law and any and all other proprietary rights, including all applications, renewals, extensions, updates and restorations thereof. Other company, product, or service names mentioned in the Application may be trademarks of their respective companies. You shall not modify, adapt, translate, prepare derivative works from, decompile, circumvent, reverse-engineer, disassemble or otherwise attempt to derive source code from the Application and you shall not remove, obscure or alter our copyright notice, trademarks or other proprietary rights notices affixed to, contained within or accessed in conjunction with or by the Application. Apple Inc. is not responsible for the investigation, defense, settlement, and discharge of any third party intellectual property infringement claim.

Privacy Policy

10. This Application does not collect or store personal data. The protection of your personal data and privacy are subject to regulation by the Privacy Policy, part of the Legal Agreement for the account, which you are using, which is published on the website for the account, you are using. Please refer to it for more information.

11. The provider of this software shall, at all times, comply with its respective obligations under all applicable Personal Data Protection Legislation in relation to all Personal Data that is processed by it in the course of performing its obligations under this Agreement, including by maintaining a valid and up to date notification under the applicable Data Protection Legislation.

Disclaimer of Warranties

12. We disclaim responsibility for any harm resulting from your use of the Application. The Application and the service(s) accessed by it are provided "as is" and "as available." We expressly disclaim to the fullest extent permitted by law all express, implied and statutory warranties, including without limitation the warranties of merchantability, fitness for a particular purpose and non-infringement of proprietary rights, and any warranties regarding the security, reliability, timeliness and performance of the Application. You download, install and use the Application at your own discretion and risk, and you are solely responsible for any damages to your hardware device(s) or loss of data that results from the download or use of the Application. In the event of any failure of the Application to conform to any applicable warranty, you may notify Apple Inc., and Apple Inc. will refund the purchase price, if applicable, for the Application to you; and to the maximum extent permitted by applicable law, Apple Inc. will have no other warranty obligation whatsoever with respect to the Application.

Limitation of Liability

13. We are not liable to you or any user for any use or misuse of the Application. Such limitation: (a) includes direct, indirect, incidental, consequential, special, exemplary and punitive damages, whether such claim is based on warranty, contract, tort or otherwise (even if we have been advised of the possibility of such damages); (b) applies whether damages arise from use or misuse of and reliance on the Application, from inability to use the Application, or from the interruption, suspension, or termination of the Application (including any damages incurred by third parties); and (c) applies notwithstanding a failure of the essential purpose of any limited remedy and to the fullest extent permitted by law.

14. In no event shall we, our officers, affiliates or contributors be liable for any direct, indirect, incidental, special, exemplary, or consequential damages (including, but not limited to, procurement of substitute goods or services; loss of use, data, or profits; or business interruption) however caused and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of this software, even if advised of the possibility of such damage.

15. Your use of the Application is subject to the present License Agreement. We reserve the right to make changes to the Application or License Agreement from time to time, for which you will be duly informed. If you do not agree to any change, you have to uninstall and discontinue using the Application.

Termination

16. If you fail, or we have strong grounds to believe that you have failed, to comply with any of the provisions of this License Agreement or the Legal Agreement for the account, we may at our sole discretion, without notice to you terminate this License Agreement and/or your access to the Application.

17. We reserve the right to modify, suspend, or discontinue the access to the Application (or any part or content thereof) at any time and we will not be liable to you or to any third party should it exercise such rights. To the extent possible, we will warn you in advance of any modification, suspension or discontinuance of the availability of the Application.

Third Party Beneficiary

18. Apple Inc. and Apple Inc.'s subsidiaries are third party beneficiaries of this License Agreement, and, upon your acceptance, Apple Inc.as a third party beneficiary thereof will have the right (and will be deemed to have accepted the right) to enforce this Agreement against you.

License Agreement Google Play

License Agreement for Gatekeeper Mobile App

Legal relationship and Service

1. By downloading, installing and/or using the present Mobile Application (the "Application") you agree to be bound by the present License Agreement (the "License Agreement"). This is an Agreement between you and LEUPAY Ltd, London, UK, (hereinafter referred to "we", "us", "our" or "Developer") and not with Google Inc. or any party related to it. Google Inc. is not responsible for the Application and the content thereof. Your use of the Application is subject to the present License Agreement. The use of the services for e-money, accounts for e-money and all payments services, are not subject to this Agreement, but are subject to the respective Legal Agreements for the Services, including Privacy Policy, which you have agreed with upon registration of the respective Service.

2. This application is a software product designed for operating systems of mobile devices. It is an application that implements OTP authentication method. The app provides a six-digit one-time password which users should enter in addition to their username and password to log into the their accounts and to verify different kind of operations. The software needs Internet for update from time to time.

Install and Uninstall the Application

3. You may only download and install the Application through Google Play Application Store or other software provided by Google Inc. or its affiliated group companies in accordance to the respective applicable Terms of Service. Any other way of obtaining, copying, downloading or installing the Application shall be unauthorized and subject to legal enforcement measures, including prosecution.

4. You may uninstall the Application at any time as follows:
• Open Settings menu and select Applications, then Manage applications;
• Scroll through the list of apps to find the Gatekeeper Application, tap on the Application;
• On next screen tap “Uninstall” button.

Use of the Application

5. We grant you the right to use the Application only for your personal use on an Android OS product that you own or control and as permitted by the Usage Rules of the respective service provider. You may not copy, modify, publish, provide to third parties, or otherwise commercialize the Application or any information or software associated with it. You may not rent, lease or otherwise transfer rights to the Application. You may not use the Application in any manner that could impair any our site, including without limitation the website or platform or mobile app for the account service, which you are using, in any way or interfere with any third party's use of any our site.

6. You shall use the Application in compliance with this Legal Agreement. Your right to use the Application will terminate immediately if you violate any provision of this License Agreement or other legal agreements, related to this Agreement. We are entitled to immediately block or limit your access to the Application. Google Inc. has no obligation whatsoever to furnish any maintenance and support services with respect to the Application.

7. You must keep your password for access to the Application in complete confidentiality and under no circumstances you must not disclose it to other people, including relatives, colleagues or friends. Loss or theft of your device and your password for access to the Application may cause damages for which you are liable.

Application related claims

8. Google Inc. is not responsible for addressing any claims by you or any third party relating to the Application or your possession and/or use of the Application, including but not limited to: (a) product liability claims; (b) unauthorized access compensation claims; (c) any claim the Application fails to conform to any applicable legal or regulatory requirement; and (d) claims arising under consumer protection or similar legislation.

Intellectual Property Rights

9. We own, or are the licensee to all rights title and interest in and to the Application, including all rights under copyright, trade secret, trademark, or competition law and any and all other proprietary rights, including all applications, renewals, extensions, updates and restorations thereof. Other company, product, or service names mentioned in the Application may be trademarks of their respective companies. You shall not modify, adapt, translate, prepare derivative works from, decompile, circumvent, reverse-engineer, disassemble or otherwise attempt to derive source code from the Application and you shall not remove, obscure or alter our copyright notice, trademarks or other proprietary rights notices affixed to, contained within or accessed in conjunction with or by the Application. Google Inc. is not responsible for the investigation, defense, settlement, and discharge of any third party intellectual property infringement claim.

Privacy Policy

10. This Application does not collect or store personal data. The protection of your personal data and privacy are subject to regulation by the Privacy Policy, part of the Legal Agreement for the account, which you are using, which is published on the website for the account, you are using. Please refer to it for more information.

11. The provider of this software shall, at all times, comply with its respective obligations under all applicable Personal Data Protection Legislation in relation to all Personal Data that is processed by it in the course of performing its obligations under this Agreement, including by maintaining a valid and up to date notification under the applicable Data Protection Legislation.

Disclaimer of Warranties

12. We disclaim responsibility for any harm resulting from your use of the Application. The Application and the service(s) accessed by it are provided "as is" and "as available." We expressly disclaim to the fullest extent permitted by law all express, implied and statutory warranties, including without limitation the warranties of merchantability, fitness for a particular purpose and non-infringement of proprietary rights, and any warranties regarding the security, reliability, timeliness and performance of the Application. You download, install and use the Application at your own discretion and risk, and you are solely responsible for any damages to your hardware device(s) or loss of data that results from the download or use of the Application. In the event of any failure of the Application to conform to any applicable warranty, you may notify Google Inc., and Google Inc. will refund the purchase price, if applicable, for the Application to you; and to the maximum extent permitted by applicable law, Google Inc. will have no other warranty obligation whatsoever with respect to the Application.

Limitation of Liability

13. We are not liable to you or any user for any use or misuse of the Application. Such limitation: (a) includes direct, indirect, incidental, consequential, special, exemplary and punitive damages, whether such claim is based on warranty, contract, tort or otherwise (even if we have been advised of the possibility of such damages); (b) applies whether damages arise from use or misuse of and reliance on the Application, from inability to use the Application, or from the interruption, suspension, or termination of the Application (including any damages incurred by third parties); and (c) applies notwithstanding a failure of the essential purpose of any limited remedy and to the fullest extent permitted by law.

14. In no event shall we, our officers, affiliates or contributors be liable for any direct, indirect, incidental, special, exemplary, or consequential damages (including, but not limited to, procurement of substitute goods or services; loss of use, data, or profits; or business interruption) however caused and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of this software, even if advised of the possibility of such damage.

15. Your use of the Application is subject to the present License Agreement. We reserve the right to make changes to the Application or License Agreement from time to time, for which you will be duly informed. If you do not agree to any change, you have to uninstall and discontinue using the Application.

Termination

16. If you fail, or we have strong grounds to believe that you have failed, to comply with any of the provisions of this License Agreement or the Legal Agreement for the account, we may at our sole discretion, without notice to you terminate this License Agreement and/or your access to the Application.

17. We reserve the right to modify, suspend, or discontinue the access to the Application (or any part or content thereof) at any time and we will not be liable to you or to any third party should it exercise such rights. To the extent possible, we will warn you in advance of any modification, suspension or discontinuance of the availability of the Application.

Third Party Beneficiary

18. Google Inc. and Google Inc.'s subsidiaries are third party beneficiaries of this License Agreement, and, upon your acceptance, Google Inc. as a third party beneficiary thereof will have the right (and will be deemed to have accepted the right) to enforce this Agreement against you.